India and Cambodia Launch Real-Time UPI Connectivity for QR-Code Based Cross-Border Payments
On June 2, 2026, the Reserve Bank of India and the National Bank of Cambodia went live with a cross-border payment link between UPI and Cambodia’s KHQR standard. This first phase enables Indian travelers to pay over 4.5 million Cambodian merchants via UPI apps. The collaboration between NPCI International and Acleda Bank aims to replace cash and cards with transparent, real-time digital transactions.
This integration marks a practical expansion of India’s Digital Public Infrastructure into Southeast Asia, aligning with the G20’s goal of making cross-border payments cheaper and more efficient. By linking UPI with the KHQR national standard, the RBI and National Bank of Cambodia have simplified Person-to-Merchant (P2M) transactions for tourists. While Phase I focuses on Indian outflows, Phase II will eventually permit Cambodian visitors to pay merchants in India using the same interoperable framework.
| Metric | Details |
|---|---|
| Phase I Launch | June 2, 2026 |
| Indian Lead | NPCI International Payments Limited |
| Cambodian Lead | Acleda Bank Plc. |
| Merchant Network | 4.5 million KHQR points |
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